Tuesday, 31 March 2015

General Awareness Questions for Insurance Exams

1).The government on 30 January successful offloaded 10 per cent stake in which of PSUs to raise around Rs. 22,400 cr in India’s biggest-ever equality offering?
a) NTPC
b) Coal India
c) IOC
d) NTPC
e) Other than those given options

2).Who has been appointed the new Chairman of Sangeet Natak Akademi (SNA)?
a) Nitin Mukesh
b) Ronu Manjumdar
c) Manhar Udhas
d) Shekhar Sen
e) Ronu Majumdar

3).Which Indian states have been lauded by the World Bank in its recent report for reducing poverty and attaining best human development outcomes?
a) Arunachal Pradesh
b) Sikkim
c) West Bengal
d) Tamil Nadu
e) Himachal Pradesh

4).Which states have been decided to provide free education to SC/ST and girl students till Post Graduation (PG) level?
a) Jharkhand
b) Uttar Pradesh
c) Bihar
d) Odessa
e) West Bengal

5).Which state Government is planning to revamp the ‘Jeevan Amrut Yojana’(blood-on-call) scheme aimed at facilitating blood supply to patients in remote areas?
a) Madhya Pradesh
b) Gujarat
c) Goa
d) Maharashtra
e) Rajasthan

6).The Reserve Bank of India has signed 23 information sharing agreements with the foreign banking regulators so far, that agreement has not been signed with which of the following central banks?
a) Reserve Bank of New Zealand
b) Federal Reserve
c) European Central Bank (ECB)
d) Banco Central do Brasil (BCB)
e) Other than those given as options

7).The Reserve Bank has allowed Indians to carry high value denomination notes (Rs. 500 and Rs. 1,000) while travelling to Nepal and Bhutan, However, the maximum limit that an individual can carry is ___________.
a) Rs 50,000
b) Rs 20,000
c) Rs 10,000
d) Rs 25,000
e) Rs 15,000

8).What is the name of the colonel of the Indian Army who a day after being awarded with Yudh Seva Medal; was killed in gun battle with militants in Tral in Jammu & Kashmir recently?
a) Amarjeet Singh Bedi
b) Munindra Nath Rai
c) Mukund Varadarajan
d) Vivek Pratap Singh
e) Jaiveer Singh Bedi

9).What is the name of the rate at which banks borrow funds overnight from the RBI against approved government securities?
a) Base Rate
b) Marginal Standing Facility
c) Call Money
d) Reverse Repo Rate
e) Other than those given as options

10).Who is the chairman of the high-level eight-member committee on urban cooperative banks constituted by RBI?
a) R Gandhi
b) Anand Sinha
c) Urjit Patel
d) Kamalesh Chandra Chakrabatry
e) Harun Rasnid Khan

Answers: 
1). b) 2). d) 3). e) 4). c) 5). d) 6). e) 7). d) 8). b) 9). b) 10). a)

Expected Questions for NICL AO & Assistant Exam 2015

1. What is normal body temperature? - 98.6 °F
2. Dengue is caused by which virus? - DENV
3. A historic bronze statue of Mahatma Gandhi was recently unveiled at the Parliament Square in which country? - Britain
4. Currency of Australia? - Australian dollar
5. Capital of Singapore? - Singapore
6. Who was recently selected for the prestigious Saraswati Samman for the year 2014? - Veerappa Moily
7. Which former Prime Minister was foreign minister in Moraji Desai government? - Atal Bihari Vajpayee
8. Velikonda Range is located in which state? - Andhra Pradesh
9. Government of India has recently decided to establish a National Marine Police Training Institute in which state? - Gujarat
10. Who invented Jet engine? - Hans von Ohain and Sir Frank Whittle
11. New Zealand's Martin Guptill recently hit the highest ever World Cup score of 237 not out against which country? - West Indies
12. Which is primary component of natural gas? - Methane
13. What is the Official UN theme for the 2015 International Women’s Day? - Empowering Women, Empowering Humanity: Picture it!
14. Led pencil is having component of? - Graphite
15. Byte is the unit of? - Memory
16. Who was recently appointed as the head of an innovation council of Indian Railways called ‘Kayakalp’? - Ratan Tata
17. Mufti Mohammad Sayeed recently took oath as the Chief Minister of which state? - Jammu and Kashmir
18. Varaha Mihira wrote a book “Brihat Samhita”, it is related with? - Astronomy
19. Which animal in Logo of WWF? - Giant Panda
20. World Sleep Day is observed on? - March 13

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Budget 2015-16 Questions for Exams


  1. As per Budget 2015-16 proposal, GST (Goods and Services Tax) to be put in place by? - April 1, 2016
  2. ____% deduction for contribution to Swachh Bharat, Clean Ganga projects were announced in Budget 2015? - 100%
  3. Which tax was abolished in Budget 2015? - Wealth Tax
  4. Additional ____ % surcharge for the super rich with income of over Rs. 1 crore were announced in Budget 2015? - 2%
  5. Tax slabs were not changed in Union Budget 2015-16. True or False? - True
  6. Service tax was increased to ____ per cent in Budget 2015-16? - 14%
  7. Rs. _____ crore were announced in Budget 2015 for Rural Infrastructure Development Bank? - 25,000
  8.  ______ Mission to be established to draw on expertise of entrepreneurs, and researchers to foster scientific innovations? - Atal Innovation Mission
  9. AIIMS were announced in which states in Budget 2015-16? - Jammu and Kashmir, Punjab, Tamil Nadu, Himachal Pradesh, Bihar and Assam.
  10. Which is the only state to get IIT as per Budget proposal 2015-16? - Karnataka
  11. Indian School of Mines in which place is proposed to be upgraded to IIT? - Dhanbad
  12. PG institute of Horticulture was announced in which city? - Amritsar
  13. University of Disability Studies was announced for which state? - Kerala
  14. Centre of film production, animation and gaming to come up in ? - Arunachal Pradesh
  15. IIM were announced in which state? - Jammu and Kashmir and Andhra Pradesh
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  1. Railway Budget 2015-16 Click here to Get PDF

Daily GK questions Updates

1).Who is the author of the book- “Family Life”?
a) Akhil Sharma
b) Rakesh Mishra
c) Pursotham Yadav
d) Sanjay Kumar

2).India’s first commercial courts for the speedy disposal of the cases was started at ______.
a) Mumbai
b) Mizoram
c) Karnataka
d) Delhi

3).Among the following states, which gives National Kavi Pradeep samman?
a) Punjab
b) Assam
c) Madhya Pradesh
d) Himachal Pradesh

4).Who is the chairman of Ministry of railways Committee which was formed to review PPP Cell functioning?
a) Ankur Sharma
b) Ajay Shankar
c) Vandana Verma
d) Aman Joshi

5).Which of the following Indian State has got its first police station for Curb Cyber Crimes?
a) Maharashtra
b) Gujarat
c) Bihar
d) Uttarakhand

6).Recently, RBI has signed $400 million currency swap pact with_______.
a) China
b) Sri Lanka
c) Russia
d) USA

7).In NGRBA, “B” stands for_______.
a) Benefit
b) Balance
c) Basic
d) Basin
Show/Hide Answer

8).In the Union Railway Budget 2015-16, Railways has decided to increase the Advance Reservation Period from 60 days to ______.
a) 80 days
b) 100 days
c) 120 days
d) 150 days

9).How much amount has been provided for the production of Geo textile in North East?
a) 400 crore
b) 480 crore
c) 450 crore
d) 430 crore

10).Recently, who has appointed as the new official spokesperson of the Ministry of External Affairs?
a) Vikas Swarup
b) Pratheep Chhabra
c) Richa Kakkar
d) Tanvi Pandey

Answers: 
1). a) 2). d) 3). c) 4). b) 5). d) 6). b) 7). d) 8). c) 9). d) 10). a)



Current Affairs Quiz: 29 March 2015

1) World Water Day was globally observed on March 22. What was the theme for the day in 2015?
(A) Water and Sustainable Development
(B) Water and Energy
(C) Water Cooperation
(D) Water and Food Security

2) Who recently became the first Sri Lankan to receive the highest military rank of field marshal?
(A) Krishantha de Silva
(B) Daya Ratnayake
(C) Jagath Jayasuriya
(D) Sarath Fonseka

3) Sania Mirza and _____ began their partnership on winning note as they won BNP Paribas Open tennis women's doubles title on 22 March 2015?
(A) Cara Black
(B) Martina Hingis
(C) Martina Navratilova
(D) Kim Clijsters

4) International Day of Forests is observed on?
(A) March 24
(B) March 22
(C) March 21
(D) March 23

5) Lee Kuan Yew who passed away on 22 March 2015 was the founding father and first Prime Minister of which country?
(A) South Korea
(B) Singapore
(C) Malaysia
(D) Bhutan

6) Novak Djokovic defeated which player to win the BNP Paribas Open Tennis title 2015 recently?
(A) Roger Federer
(B) Andy Murray
(C) Rafael Nadal
(D) Stanislas Wawrinka

7) President Pranab Mukherjee on 22 March 2015 confered Chakra awards to ____ defence personnel?
(A) 11
(B) 10
(C) 9
(D) 12

8) Who among the following was recently inducted as life president of the Asian Athletics Association?
(A) Narayana Ramachandran
(B) Rajinder Singh
(C) Suresh Kalmadi
(D) Lalith Soori

9) Government has recently set up a task force to define poverty and prepare a road map to alleviate it. This task force is headed by?
(A) Arun Jaitley
(B) K M Mani
(C) Y V Reddy
(D) Arvind Panagariya

10) Railways has recently hiked the cost of platform tickets from Rs.5 to Rs.____?
(A) Rs.10
(B) Rs.8
(C) Rs.9
(D) Rs.15

Answers
1) Ans. (A) Water and Sustainable Development
2) Ans. (D) Sarath Fonseka
3) Ans. (B) Martina Hingis
4) Ans. (C) March 21
5) Ans. (B) Singapore
6) Ans. (A) Roger Federer
7) Ans. (D) 12
8) Ans. (C) Suresh Kalmadi
9) Ans. (D) Arvind Panagariya
10) Ans. (A) Rs.10

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  4. Budget Important Headlines Click here

Monday, 30 March 2015

You Should Know About Insurance Term

Insurance:
  • Indian Contract Act 1872, “A Contract may be defined as an agreement between two or more parties to do or to abstain from doing an act, with an intention to create a legally binding relationship.” It is a contract in which the insurer pays a fixed some after occurrence of an event and the insured have o pay the monthly payments for this which is called the premium.

Bancassurance
  • It is defined as a process of selling of insurance policy by the banking system. Banks often sell the insurance policy to its existing customers which are called the Banccasurance. It helps in selling more policy to the customers.

Actuary
  • This term is defined for a person who is expert in economics, math etc and can access the risk effectively which is involved in the payment of premiums etc. there people are hired by the insurance and other industries to improve their efficiency.

Actuarial science
  • It is a science of studying the risks which are involved in the insurance policies and the companies and industries follow this to minimize their risk factors. This uses a concept of statistics and mathematics to access the various risks.

Third party administrators
  • This party administrators are the persons/ companies who maintains the link between the policy holder, health insurance companies etc. they maintain the database of the person who is nursed against the health insurance and also issue them the identity card etc.

Mortality charge
  • This is the payment made by the insurance companies upon the death event of the policy holder. this insurance is generally done by the life based insurance companies.

Maturity date:
  • It is date after which you will get the principal amount that you have invested in a policy. After the completion of this period, the insured will get a fixed amount fulfilling the eligibility and norms of the company.

Agent
  • An agent is person who generally sells the insurance policy to the customers and he helps in the penetration of insurance in the country.

Agent can be of two types
  1. Captive agent: it is the agent who sales insurance policy of specific types to the customers.
  2. Independent agent: it is the agent who can sell the insurance policy of any company to the customers.

Broker:
  • A broker is also a person who is experience and has gained expertise in the insurance policy and their risks and he/ she advises the client before buying an insurance policy regarding its risk factors.

Annuity:
  • It is along term contact which is designed to provide the payment to the insured after a regular interval of time which is called the annuity.

AD &D in the insurance
  • It is a policy of the insurance companies which is called the “accidental death dismemberment” policy in which the company will pay the insured only when the death is caused by the accident.

Lapsed policy
  • It is policy which has been discontinued and ceased by the company on the account of non payment of the insurance premium at regular interval or even after the grace period provided to the customers. Such policies are called the lapsed policies.

Surrender value:
  • This is the value/ amount of the policy that the insured will get from the company if he \ she decides to exit the policy before the maturity of the policy.

Also Read NICL AO Study Materials

Maturity claim:
  • This is claim made by the customer or policy holder through a claim form and sent to the company before the maturity date to have the amount settled at the time of the maturity. It is done through the ECS (electronic clearing services)

Death claim:
  • It is a type of claim that is made by the nominee of the insured to the company which has insured and provided the policy in the death event of the insured.

Gratuity
  • Gratuity is a part of salary that is received by an employee from his/her employer in gratitude for the services offered by the employee in the company. For5 this the candidates must have worked at least 5 years in the company to avail of this service.

Void contact:
  • It is type of contact which cannot be enforced trough a court of Law. This is a contact which is void and is not considered the contract at all and so no claim regarding this can be made by the insured.

Terminal bonus:
  • It is a type of bonus which the insurance companies provide to its customers for maintaining the premium at regular intervals and also till the maturity dates. This bonus is paid at the time of maturity of the policy.

Encumbrance:
  • It is a claim on property or any tangible instruments on the right of dower. The interest of the property is reduced by the amount of encumbrance.
  • These are some of the important terms which the candidates should know for their upcoming examination etc. learn these terms.
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Computer Questions for Upcoming Insurance Exams

1).Which is the most widely used input device?
a) modern
b) keyboard
c) monitor
d) mouse
e) None of these

2).What does CPU contains?
a) An analytical engine and a control unit
b) A card reader and a printing device
c) A control unit and an arithmetic logic unit
d) An arithmetic logic unit and a card reader
e) None of these

3).A single byte represents __________ values.
a) 64
b) 16
c) 4
d) 256
e) 512

4).Transformation of input into output is performed by____
a) Input - Output
b) Peripherals
c) Memory
d) Storage
e) CPU

5).The subsystem of the Kernel and hardware that cooperates to translate virtual to physical addresses comprises_______.
a) Input /Output Management Subsystem
b) Memory Management Subsystem
c) Process Management Subsystem
d) All the above
e) None of these

6).If the _______bit in X. 25 standard is set to 1, it means that there is more than one packet.
a) P
b) D
c) M
d) Q
e) None of these

7).A pre – designed document that already has coordinating fonts, a layout, and a background is called as______.
a) ruler
b) model
c) guide
d) template
e) None of these

8).A personal computers connect together to form a ______.
a) Enterprise
b) Supercomputer
c) Server
d) Network
e) None of these

9).Computer language used on the Internet is______.
a) COBOL
b) BASIC
c) Java
d) Pascal
e) None of these

10).You click at B to make the text
a) Italics and Underlined
b) Underlined
c) Italics
d) Bold
e) None of these

Answers: 
1). b) 2). c) 3). d) 4). e) 5). b) 6). c) 7). d) 8). d) 9). c) 10). d)

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Current Affairs Questions: 28 March 2015

1) New Zealand's Martin Guptill recently hit the highest ever World Cup score of 237 not out against which country in the quarterfinals of ICC Cricket World Cup 2015?
(A) South Africa
(B) West Indies
(C) Zimbabwe
(D) Australia

2) Who has been recently conferred with Stockholm Water Prize 2015, for his innovative water restoration efforts and extraordinary courage to empower communities in Indian villages?
(A) Rajendra Singh
(B) Dhananjay Singh
(C) Sanjaya Rajaram
(D) Arun Kumar Singh

3) International Day for the Elimination of Racial Discrimination was observed annually on?
(A) 21 March
(B) 20 March
(C) 22 March
(D) 19 March

4) World Poetry Day is observed on 21 March every year. This day was declared by UNESCO (the United Nations Educational, Scientific and Cultural Organization) in which year?
(A) 1991
(B) 2004
(C) 1999
(D) 2014

5) Who will be the next editor-in-chief of The Guardian, the Pulitzer prize-winning newspaper, and will be the first woman to run the newspaper in its 194-year history?
(A) Katherine Viner
(B) Jane Martinson
(C) Mary Livermore
(D) Ida Tarbell

6) Renowned poet Yusufali Kechery who passed away on 21 March 2015 is from which language?
(A) Marathi
(B) Telugu
(C) Tamil
(D) Malayalam

7) Which country recently rolled out the World’s First hydrogen-powered Tramcar?
(A) Japan
(B) Taiwan
(C) South Korea
(D) China

8) The 6,000-MW Mithivirdi Nuclear Power Plant in Bhavnagar district of which state recently got coastal regulatory zone (CRZ) nod from the Union Ministry of Environment, Forests & Climate Change?
(A) Madhya Pradesh
(B) Gujarat
(C) Bihar
(D) Jammu and Kashmir

9) India has recently overtaken which country to become the third-largest steel producer in the world with a production of 14.56 million tonnes (MT)?
(A) USA
(B) Russia
(C) China
(D) Japan

10) Which tennis player recently won the BNP Paribas Indian Wells final?
(A) Roger Federer
(B) Rafael Nadal
(C) Novak Djokovic
(D) Andy Murray

Answers
1) Ans. (B) West Indies
2) Ans. (A) Rajendra Singh
3) Ans. (A) 21 March
4) Ans. (C) 1999
5) Ans. (A) Katherine Viner
6) Ans. (D) Malayalam
7) Ans. (D) China
8) Ans. (B) Gujarat
9) Ans. (A) USA
10) Ans. (C) Novak Djokovic

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Sunday, 29 March 2015

General Science Quiz

1. Solar eclipse will take place when
A. the sun is between the moon and the earth
B. the earth is between the moon and the sun
C. the moon is between the sun and the earth
D. the moon does not lie on the line joining the sun and the earth

2. Isotopes of an element contain
A. the same number of protons but different number of neutrons
B. the same number of neutrons but different number of protons
C. equal number of protons and electrons
D. equal number of nucleons

3. One watt-hour is equivalent to
A. 6.3 x 10^3 J
B. 6.3 x 10^7 J
C. 3.6 x 10^3 J
D. 3.6 x 10^3 J

4. Sir C.V. Raman was awarded Nobel Prize for his work connected with which of the following phenomenon of radiation?
A. Scattering
B. Diffraction
C. Interference
D. Polarization

5. In which of the following industries is mica as a raw material?
A. Cement
B. Glass and Pottery
C. Iron and Steel
D. Electrical

6. Radiocarbon dating technique is used to estimate the age of
A. rocks
B. monuments
C. soil
D. fossils

7. Identify the vector quantity from the following
A. Heat
B. Angular momentum
C. Time
D. Work

8. Large astronomical telescopes always use as objective
A. lens
B. mirror
C. combinations of lenses
D. None of the above

9. One should not connect a number of electrical appliances to the same power socket because
A. this can damage the appliances due to overloading
B. this can damage the domestic wiring due to overloading
C. this can damage the electrical meter
D. the appliance will not get full voltage

10. Rainbow is produced when sunlight fall on drops of rain. Which of the following physical phenomena are responsible for  this?
I. Diffusion
II. Refraction
III. Internal reflection
A. I, II and III
B. I and II
C. II and III
D. I and III

11. Natural radioactivity was discovered by
A. Marie Curie
B. Ernest Rutherfor
C. Henri Becquerel
D. Enrico Fermi

12. Planets are
A. luminous heavenly bodies revolving around a star
B. non-luminous heavenly bodies
C. luminous heavenly bodies that twinkle
D. luminous heavenly bodies that do not twinkle

13. One nanometer is equal to
A. 10^6m
B. 10^8m
C. 10^9m
D. 10^5m

14. Mica is used in electrical appliances such as electric iron because mica is
A. a good conductor of heat but a bad conductor of electricity
B. a bad conductor of heat but a good conductor of electricity
C. a good conductor of heat as well as electricity
D. a bad conductor of heat as well as electricity

15. It is easier to roll a barrel full of coal tar than to pull it because
A. the full weight of the barrel comes into play when it is pulled
B. the rolling friction is much less than the sliding friction
C. more surface area of the barrel is in contact with the road when it is pulled
D. coal tar is a liquid and it flows in the barrel when it is rolled

Answers
1 C
2 A
3 C
4 A
5 D
6 D
7 B
8 C
9 B
10 C
11 C
12 B
13 C
14 A
15 B

SSC CGL Tier 2 English Grammar For Upcoming Exam

Here we are posting some words with their meanings and usage. These words have appeared in recent years in different exams. They might also be helpful in upcoming exams. Have a look!! Very Important English Vocabulary For Upcoming Exam SSC CGL Tier 2 download 




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  2. Download One Word Substitution
  3. Download PDF:Important English Vocabulary


Saturday, 28 March 2015

One Word Substitution Quiz

1. Belief that war and violence are unjustified
(a) Neutralisation              
(b) Pessimism
(c) Naturalisation              
(d) Pacifism

2. A group of girls
(a) Bevy                           
(b) Covey
(c) Troupe                                    
(d) Coterie

3. Causing or ending in death
(a) Fatal                            
(b) Deadly
(c) Serious       
(d) Dangerous

4. A Short poem or speech addressed to the spectators after the conclusion of a drama
(a) Prologue                     
(b) Dialogue
(c) Epilogue                      
(d) Monologue

5. One who loves books
(a) Scholar                       
(b) Bibliographer
(c) Teacher                      
(d) Bibliophile

6. One who has obstinate and narrow religious views
(a) Theosophist                
(b) Bigot
(c) Philosopher                 
(d) Theologian

7. The sound of the funeral bell
(a) Knell                            
(b) Spell
(c) Dong                           
(d) Ding - dong

8. Military waking signal sounded in the morning
(a) Reveille                       
(b) Lullaby
(c) Anthem                       
(d) Soprano

9. Study of insects
(a) Ecology                      
(b) Embryology
(c) Entomology                
(d) Biology

10. A person in his seventies
(a) Sexagenarian
(b) Septuagenarian
(c) Centurion
(d) Patriarch

Answers
1 d
2 a
3 a
4 c
5 d
6 b
7 a
8 a
9 c
10 b


Permutation & Combination, Probability : NICL

1.How many 3-digit numbers can be formed from the digits 2, 3, 5, 6, 7 and 9, which are divisible by 5 and none of the digits is repeated?
A.5 
B.10
C.15 
D.20
E.None of these

2.Two dice are tossed. The probability that the total score is a prime number is:
A.1/6 
B.5/12 
C.1/2 
D.7/9
E.None of these

3.There are 6 boxes numbered 1, 2,....6. Each box is to be filled up either with a red or a green ball in such a way that at least 1 box contains a green ball and the boxes containing green balls are consecutively numbered. The total number of ways in which this can be done is 
A. 5
B. 21
C. 33
D. 60
E. 6

4.In how many ways can the letters of the word "PROBLEM" be rearranged to make 7 letter words such that none of the letters repeat?
A.7!
B.7C7
C.77
D.49
E.None of these

5.A man can hit a target once in 4 shots. If he fires 4 shots in succession, what is the probability that he will hit his target?
A.1
B.1/256
C.81/256
D.175/256
E.144/256

6.Rohit has 9 pairs of dark Blue socks and 9 pairs of Black socks. He keeps them all in a same bag. If he picks out three socks at random what is the probability he will get a matching pair?
A.(2*9C2 * 9C1) / 18C3
B.(9C2 * 9C1) / 18C3
C.1
D.Cant determine
E.None of these

7.There are 5 Rock songs, 6 Carnatic songs and 3 Indi pop songs. How many different albums can be formed using the above repertoire if the albums should contain at least 1 Rock song and 1 Carnatic song?
A.15624
B. 16384
C.6144
D.240
E.None of these

8.From a group of 7 men and 6 women, five persons are to be selected to form a committee so that at least 3 men are there on the committee. In how many ways can it be done?
A.564 
B.645
C.735 
D.756
E.None of these

9.A box contains 2 white balls, 3 black balls and 4 red balls. In how many ways can 3 balls be drawn from the box, if at least one black ball is to be included in the draw?
A.32 
B.48
C.64 
D.96
E.None of these

10. In how many ways can a group of 5 men and 2 women be made out of a total of 7 men and 3 women?
A.63 
B.90
C.126 
D.45
E.135

11.A bag contains 2 red, 3 green and 2 blue balls. Two balls are drawn at random. What is the probability that none of the balls drawn is blue?
A.10/21
B.11/21
C.2/7
D.5/7
E.None of these

12.In a box, there are 8 red, 7 blue and 6 green balls. One ball is picked up randomly. What is the probability that it is neither red nor green?
A.1/3
B3./4
C.7/19
D8/21
E.9/21

13.Two dice are thrown simultaneously. What is the probability of getting two numbers whose product is even?
A.1/2 
B.3/4 
C.3/8 
D.5/16
E.None of these 

14.In a lottery, there are 10 prizes and 25 blanks. A lottery is drawn at random. What is the probability of getting a prize?
A.1/10
B.2/5 
C.2/7 
D.5/7 
E.None of these 

15.From a pack of 52 cards, two cards are drawn together at random. What is the probability of both the cards being kings?
A.1/15
B.25/57
C.35/256 
D.1/221 
E.None of these 

Answers:-

1.D
Since each desired number is divisible by 5, so we must have 5 at the unit place. So, there is 1 way of doing it.
The tens place can now be filled by any of the remaining 5 digits (2, 3, 6, 7, 9). So, there are 5 ways of filling the tens place.
The hundreds place can now be filled by any of the remaining 4 digits. So, there are 4 ways of filling it.
 Required number of numbers = (1 x 5 x 4) = 20.

2.B

3.B
If only one of the boxes has a green ball, it can be any of the 6 boxes. So, this can be achieved in 6 ways.
If two of the boxes have green balls and then there are 5 consecutive sets of 2 boxes. 12, 23, 34, 45, 56.
Similarly, if 3 of the boxes have green balls, there will be 4 options.
If 4 boxes have green balls, there will be 3 options.
If 5 boxes have green balls, then there will be 2 options.
If all 6 boxes have green balls, then there will be just 1 options.
Total number of options = 6 + 5 + 4 + 3 + 2 + 1 = 21.

4.A
There are seven positions to be filled.
The first position can be filled using any of the 7 letters contained in PROBLEM.
The second position can be filled by the remaining 6 letters as the letters should not repeat.
The third position can be filled by the remaining 5 letters only and so on.
758
Therefore, the total number of ways of rearranging the 7 letter word = 7*6*5*4*3*2*1 = 7! Ways.

5.D
The probability that he will not hit the target in one shot = 1 - 1/4 = 3/4
Therefore, the probability that he will not hit the target in all the four shots =81/256

Hence, the probability that he will hit the target at least in one of the four shots = 1 - 81/256
= 175/256 .

6.C
If he picks any of the three socks invariably any two of them should match. Hence the probability is 1.

7.A

8.D
We may have (3 men and 2 women) or (4 men and 1 woman) or (5 men only).
Required number of ways = (7C3 x 6C2) + (7C4 x 6C1) + (7C5)
=756

9.C
We may have(1 black and 2 non-black) or (2 black and 1 non-black) or (3 black).
Required number of ways = (3C1 x 6C2) + (3C2 x 6C1) + (3C3)
=64

10.A
Required number of ways = (7C5 x 3C2) = (7C2 x 3C1)
=63

11.A
Total number of balls = (2 + 3 + 2) = 7.
Let S be the sample space.
Then, n(S)= Number of ways of drawing 2 balls out of 7
= 7C2 `
=(7 x 6)/(2 x 1)
= 21.
Let E = Event of drawing 2 balls, none of which is blue.
n(E)= Number of ways of drawing 2 balls out of (2 + 3) balls.
= 5C2
=(5 x 4)/(2 x 1)
= 10.
 P(E) =n(E)/n(S=10/.21

12.A
Total number of balls = (8 + 7 + 6) = 21.
Let E= event that the ball drawn is neither red nor green
= event that the ball drawn is blue.
 n(E) = 7.
 P(E) =n(E)/n(S)=7/21=1/3.

13.B
In a simultaneous throw of two dice, we have n(S) = (6 x 6) = 36.
Then, E = {(1, 2), (1, 4), (1, 6), (2, 1), (2, 2), (2, 3), (2, 4), (2, 5), (2, 6), (3, 2), (3, 4),
     (3, 6), (4, 1), (4, 2), (4, 3), (4, 4), (4, 5), (4, 6), (5, 2), (5, 4), (5, 6), (6, 1),
     (6, 2), (6, 3), (6, 4), (6, 5), (6, 6)}
 n(E) = 27.
P(E) =n(E)/n(S)=27/36=3/4

14.C
P (getting a prize) = 10/(10 + 25)=10/35 =2/7 .
  
15.D



MCQ Current Affairs Quiz: 27 March 2015

1) Which team won the Irani Trophy 2015 by defeating Rest of India by 246 runs on 20 March 2015?
(A) Goa
(B) Tamil Nadu
(C) Maharashtra
(D) Karnataka

2) Which country will host the 2019 FIFA women's World Cup and the Under-20 women's tournament in 2018?
(A) France
(B) Germany
(C) Russia
(D) India

3) Justice Uma Nath Singh was on 19 March 2015 sworn in as Chief Justice of which high court?
(A) Delhi
(B) Kerala
(C) Meghalaya
(D) Karnataka

4) Union Cabinet on 20 March 2015 approved the Pradhan Mantri Kaushal Vikas Yojana (PMKVY). What is the aim of this flagship scheme?
(A) Development of villages in India
(B) Provide skills training to youth
(C) Total Immunization of Infants
(D) Provide free education to all children

5) World Sparrow Day is observed every year since 2009 on?
(A) March 20
(B) March 14
(C) March 19
(D) March 21

6) Union Cabinet on 20 March 2015 approved ___ per cent reservation for women in police forces of all union territories?
(A) 49%
(B) 7%
(C) 33%
(D) 50%

7) Which singer recently won the ‘Laadli Voice of the Century’ award in Mumbai?
(A) Shreya Ghoshal
(B) Lata Mangeshkar
(C) Asha Bhosle
(D) K S Chitra

8) Amitabh Bachchan was recently roped in by Union Government as the brand ambassador of campaign against which disease?
(A) Polio
(B) Diarrhea
(C) Autism
(D) Hepatitis B

9) Which country will host the seventh Asian Ministerial Conference on Disaster Risk Reduction (AMCDRR) in 2016 as announced recently?
(A) China
(B) India
(C) Bhutan
(D) Japan

10) World Poetry Day is observed on?
(A) March 20
(B) March 19
(C) March 22
(D) March 21

Answers
1) Ans. (D) Karnataka
2) Ans. (A) France
3) Ans. (C) Meghalaya
4) Ans. (B) Provide skills training to youth
5) Ans. (A) March 20
6) Ans. (C) 33%
7) Ans. (B) Lata Mangeshkar
8) Ans. (D) Hepatitis B
9) Ans. (B) India
10) Ans. (D) March 21

General Awareness Questions for Insurance Exams

1).Among the following terms, which is NOT related to the sports?
a) Stalemate
b) Spider
c) Birdie
d) Service
e) None of these

2).Who have been conferred the nation’s highest civilian honor, the Bharat Ratna, recently?
a) Madan Mohan Malaviya
b) Atal Bihari Vajpayee
c) Dhyan Chand
d) All the above
e) Only 1) and 2)

3).Who is the present governor of Jammu & Kashmir?
a) Urmila Singh 
b) Vidhyasagar Rao
c) Kalyan Singh
d) Mridula Sinha
e) NN Vohra

4).Which institutions are formally known as the World Bank?
a) International Bank for Reconstruction and Development (IBRD)
b) Asian Development Fund (ADB)
c) International Monetary Fund (IMF)
d) World Trade Organisation (WTO)
e) None of these

5).In accordance with the Reserve Bank of India (RBI) notification, cheques, drafts, pay orders and banker’s cheques are valid only __________ from the date of issue?
a) Four months
b) Three months
c) Two months
d) Six months
e) Five months

6).To study the issue of balanced development of various regions of Maharashtra has recommended autonomous status for vidarbha, who is the head of that Committee?
a) C Rangarajan
b) Vijay Kelkar
c) Montek Singh Ahluwalia
d) Bimal Jalan
e) Duvvuri Subbarao

7).In which city does the eighth Regional Pravasi Bharatiya Divas was held on 17-18 October? 
a) Sydney
b) Toronto
c) New York
d) London
e) None of these

8).Who has been conferred with Yash Chopra Memorial Award 2014 that is the second edition of this award instituted in 2013?
a) Lata Mangeshkar
b) Asha Bhosle
c) Dilip Mangeshkar
d) Amitabh Bachchan
e) None of these

9).Credit cards are also known as _________.
a) Silver Money
b) Easy Money
c) Hard Money
d) Plastic Money
e) Elastic Money

10).What is base rate?
a) Interest charged by the RBI from PSBs on advances
b) Interest rate payable on fixed deposits
c) Interest rate payable on demand deposits
d) Minimum interest rate fixed by banks below which they generally do not lend
e) None of these

Answers: 
1). e) 2). e) 3). e) 4). a) 5). b) 6). b) 7). d) 8). d) 9). d) 10). d)

Friday, 27 March 2015

26 March 2015 Current Affairs

1) An ambitious multi-purpose and multi-modal platform PRAGATI was launched by Prime Minister
Narendra Modi on 25 March 2015. The main objective of this platform is to address the grievances of the common man and simultaneously monitoring and reviewing important government programmes and projects. What is full-form of PRAGATI? – Pro-Active Governance and Timely Implementation

Explanation: The PRAGATI platform integrates three latest technologies – digital data management, video-conferencing and geo-spatial technology. It also offers a unique combination in the direction of cooperative federalism since it brings on one stage the Secretaries of Government of India and the Chief Secretaries of the States. It will be interactive as well as integrative. From now on the fourth Wednesday of every month will be known as PRAGATI Day and it will feature the Prime Minister interacting with the Government of India Secretaries, and Chief Secretaries through Video-conferencing enabled by the PRAGATI platform. The PRAGATI platform has been designed in-house by the PMO team with the help of National Informatics Center (NIC).

2) Indian Railways on 23 March 2015 launched its RuPay pre-paid debit card service for the benefit of railway passengers. Passengers would be able to book railway tickets and make online payments through this debit card launched by the IRCTC. Which PSU bank is collaborating with the National Payment Corporation of India (NPCI) and IRCTC in this service? – Union Bank of India (UBI)

Explanation: The RuPay pre-paid debit card of railway will be made available from the branches of Union Bank of India (UBI) or through IRCTC for free. This card is the first of its kind in the market where both virtual as well as physical cards are being issued to the customer in two variants – Partial KYC with a loading limit of Rs.10,000 and full KYC with a loading limit of Rs.50,000. The first 5 transactions per card every month done on IRCTC for purchase of railways tickets will be FREE (no transaction charges) to the customer for the first 6 months only. For every subsequent transaction post the free usage, customer will be charged Rs.10/- per transaction.

3) Which two food and beverages companies have decided to merge their operations to create the fifth largest food and drink firm in the world as announced on 25 March 2015? – Kraft Foods Group Inc. and H.J. Heinz Co.

Explanation: Kraft Foods Group Inc. is the maker of Velveeta cheese and Oscar Mayer meats and it will merge with ketchup maker H.J. Heinz Co., which is owned by the Brazilian investment firm 3G Capital and billionaire investor Warren Buffett’s Berkshire Hathaway. The combined company will have revenue of about $28 billion and will be called Kraft Heinz Company. It will be co-headquartered in Pittsburgh and the Chicago area. The combined company expects to make $1.5bn (£1bn) cost savings per year by the end of 2017.

4) A tweet-powered service under Prime Minister Narendra Modi’s Digital India initiative was launched on 25 March 2015 that will provide political content in real time on mobile devices. What is the name of this service which is part of Twitter’s strategy to become more accessible to Indian users? – “Twitter Samvad”

Explanation: “Twitter Samvad” is based on the ZipDial platform under which users can give a missed call and get curated tweets from the official accounts of the Prime Minister, Chief Ministers, and ministries such as External Affairs and Railways. ZipDial, is an Indian platform based on the missed-call model which was acquired by Twitter some time back.

5) Japan took the delivery of a 248-metre-long warship named Izumo on 25 March 2015. What is a special relevance of this warship for Japan? – It is the biggest warship in the country since the Second World War

Explanation: Japan’s Maritime Self-Defence Force took delivery of warship Izumo, which is designated as a helicopter destroyer, a label that allows Japan to keep within the bounds of a constitutional ban on owning the means to wage war. The vessel can serve in a wide range of roles, including peace keeping operations, international disaster relief and aid. Japan is also adding longer-range patrol aircraft and military cargo planes to its defence capability, and buying Lockheed Martin F-35 fighter jets, amphibious assault vehicles and Boeing’s Osprey troop carrier, which can operate from the Izumo.

6) What is the name of the Dukhtaran-e-Millat chief who was booked under Unlawful Activities Prevention Act (UAPA) on 25 March 2015 for allegedly hoisting Pakistani flag on its national day? – Syed Aasiya Andrabi

Explanation: Syed Aasiya Andrabi is a Kashmiri woman separatist political figure who heads the separatist organisation ‘Dukhtaran-e-Millat’ (Daughters of the Nation) which she had founded. She had allegedly hoisted the flag of Pakistan and sung its national anthem on its national day on 23 March 2015 in Kashmir. It is worth mentioning that her husband Dr. Ashiq Husaain Faktoo has been in the jail since 1992. Dr. Faktoo was a founding member of terror group Hizbul Mujahideen which wants separation of Kashmir from India.