GK Questions Asked in NICL Assistant Exam

GK Questions Asked in NICL Assistant Exam Held Today, 26th April 2015 (Morning Batch)

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GK asked in today's NICL Assistant Exam: 25 April 2015 Both Shift

GK asked in today's NICL Assistant Exam: 25 April 2015

1) World Health Day? - April 7

2) Union Minister of Micro, Small and Medium Enterprises? - Kalraj Mishra

3) Michael Phelps is related with which game? - Swimming

4) Maximum amount that can be deposited in sukanya samriddi account in a financial year? - Rs. 1.5 lakh

5) Which was the best film in the National Film Awards 2015? - Court

6) The city of Imphal is the capital of which state? - Manipur

7) Mount Kilimanjaro is situated at? - Tanzania

8) Who won Dadasaheb Palke Award 2015? - Shashi Kapoor

9) World Meteorological Day (WMD) 2015 was observed across the world on 23 March 2015 with the theme? - Climate Knowledge for Climate Action.

10) Mission Indradhanush is related to? - Immunization of children

11) Krone is the currency of which country? - Denmark

12) The 2023 ICC Cricket World Cup is scheduled to be hosted by? - India

13) Vice Chairman of Niti Ayog? - Arvind Panagariya

14) Kidambi Srikanth won India Open Super Series badminton title defeating whom? - Viktor Axelsen

15) SBI life insurance is a joint venture of SBI and ? - BNP Paribas Assurance

16) Sychells is an island nation in? - Indian Ocean

17) World’s largest steel producer? - China

18) The Race of My Life: An Autobiography is the autobiography of? - Milkha Singh

19) Capital of Cuba? - Havana

20) Currency of Sweden? - Swedish krona

21) Dibang Wildlife Sanctuary is situated at? - Arunachal Pradesh

22) Headquarters of World Health Organization? - Geneva, Switzerland

23) The Kaiga Atomic Power Station is located at? - Karnataka

24) What is the full form of IRDAI? - Insurance Regulatory development Authority of India

25) Who has been awarded with Nobel Prize in Literature for 2014? - Patrick Modiano

26) Salt Lake Stadium which hosted IPL 2015 openeing ceremony is in which city? - Kolkata

25 April 2015 NICL Assistant Exam Questions- Evening Shift

1) NITI Ayog present Chairman? - Narendra Modi

2) In IRDAI, 'D' refers to? - Development

3) Sheqel is the currency of which country? - Israel

4) Shillong is capital of which state? - Meghalaya

5) Monetary authority in India is? - Reserve Bank of India

6) Under Sukanya Samriddhi Yojana, minimum deposit in a financial year is? - Rs.1000

7) Cristiano Ronaldo is related to which sport? - Football

8) Dilma Rousseff is the president of which country? - Brazil

9) Second highest mountain in India Nanda Devi is situated in which state? - Uttarakhand

10) Headquarters of United Nations Industrial Development Organization (UNIDO)? - Vienna, Austria

11) Who is the brand ambassador of `Beti Bachao Beti Padhao` campaign? - Madhuri Dixit 

12) Brendon Mcculum is the cricket player from which country? - New Zealand

13) Which country won hockey world cup 2014? - Australia

14) Overdraft facility of Rs.5000 under Pradhan Mantri Jan Dhan Yojana is eligible after? - Six months

15) World Heart Day? - September 29

16) Kisan Vikas Patra maximum limit? - No limit

17) Hemis National Park is situated at? - Jammu and Kashmir 

18) Currency of Iceland? - Icelandic króna

19) Which is the central bank of Japan? - Nippon Ginko

20) Greenfield Stadium is situated at? - Thiruvananthapuram, Kerala

21) Headquarters of Defence Research and Development Organisation? - New Delhi

22) The Test of My Life is the autobiography of? - Yuvraj Singh

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Current Affairs MCQ: 27 April 2015

1) Haryana’s Ashish Jakhar on 17 April 2015 set a national youth record in boys’ hammer throw in the 12th National Youth Athletics Championships held at?

(A) Punjab

(B) Goa

(C) Maharashtra

(D) Kerala

2) World Heritage Day was observed on?

(A) 24 April

(B) 14 April

(C) 21 April

(D) 18 April

3) Who recently took charge as the new spokesperson of External Affairs Ministry?

(A) Syed Akbaruddin

(B) S Jaishankar

(C) Arun Kumar Singh

(D) Vikas Swarup

4) Which Bollywood classic film was on 18 April 2015 released in Pakistan after 40 years of its release in India?

(A) Sholay

(B) Dilwale Dulhania le Jayenge

(C) Chandi Chauk

(D) Dastan

5) Aroon Purie, who was recently chosen as the 'Editor of the Year' is the Editor-in-Chief of which group?

(A) The Hindu

(B) Times of India

(C) India Today

(D) NDTV

6) 'Godse' is no longer unparliamentary except in reference to 'Nathuram Godse', Lok Sabha Speaker Sumitra Mahajan has ruled recently. In which year Parliament had banned the use of the word?

(A) 1950

(B) 1976

(C) 1956

(D) None of these

7) President Pranab Mukherjee on 18 April 2015 inaugurated the centenary celebration of which High Court?

(A) Patna High Court

(B) Calcutta High Court

(C) Delhi High Court

(D) Bombay High Court

8) Venkadarath Saritha was recently appointed as the first female driver by Transport Corporation of which state?

(A) Kerala

(B) Bihar

(C) Tamil Nadu

(D) Delhi

9) Who assumed charge as the 20th Chief Election Commissioner succeeding H.S. Bramha on 19 April 2015?

(A) Nasim Zaidi

(B) K G Balakrishnan

(C) V S Sampath

(D) None of these

10) Who won Bahrain Grand Prix 2015 recently?

(A) Nico Rosberg

(B) Kimi Raikkonen

(C) Lewis Hamilton

(D) Sebastian Vettel

Answers

1) Ans. (B) Goa

2) Ans. (D) 18 April

3) Ans. (D) Vikas Swarup

4) Ans. (A) Sholay

5) Ans. (C) India Today

6) Ans. (C) 1956

7) Ans. (A) Patna High Court

8) Ans. (D) Delhi

9) Ans. (A) Nasim Zaidi

10) Ans. (C) Lewis Hamilton

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Current Affairs Quiz: 26 April 2015

1) Pakistan and which country have recently agreed to hold first-ever joint military exercises as part of their enhanced defence cooperation?

(A) China

(B) USA

(C) Russia

(D) India

2) Surya Bahadur Thapa who passed away recently was the former Prime Minister of which country?

(A) Nepal

(B) Bhutan

(C) Sri Lanka

(D) Singapore

3) Who was appointed the Leader of Opposition in Delhi Assembly on 16 April 2015?

(A) Jagdish Pradhan

(B) Vijender Gupta

(C) Om Prakash Sharm

(D) None of these

4) Which player recently became England’s highest wicket-taker in Test cricket?

(A) Stuart Board

(B) Joe Root

(C) Alastair Cook

(D) James Anderson

5) According to draft regulations released recently by the Insurance Regulatory and Development Authority of India (IRDAI), Life insurance policies sold through common service centres (CSCs) would have a maximum sum assured of?

(A) Rs 2 lakh

(B) Rs 5 lakh

(C) Rs 10 lakh

(D) Rs 25 lakh

6) World Haemophilia Day was observed globally on?

(A) 15 April

(B) 16 April

(C) 17 April

(D) 18 April

7) Oil India, the nation's second largest state-owned oil explorer, on 17 April 2015 announced that it has commissioned a 54 MW wind energy project in which two states?

(A) Andhra Pradesh and Telengana

(B) Kerala and TamilNadu

(C) Gujarat and Madhya Pradesh

(D) Punjab and Haryana

8) Supreme Court on 17 April 2015 appointed whom to head a new investigating team to further probe the IPL-6 spot-fixing and betting scandal?

(A) Vivek Murthy

(B) Vivek Priyadarshi

(C) Ranjib Biswal

(D) None of these

9) RBI recently notified that term deposits of Rs ___ lakh and below must have premature withdrawal facility?

(A) 15 lakhs

(B) 10 lakhs

(C) 5 lakhs

(D) 2 lakhs

10) US President Barack Obama has recently honoured whom with 'Champion of Change' award?

(A) Kailash Satyarthi

(B) Venkatraman Ramakrishnan

(C) Sachin Tendulkar

(D) Satya Nadella

Answers

1) Ans. (C) Russia

2) Ans. (A) Nepal

3) Ans. (B) Vijender Gupta

4) Ans. (D) James Anderson

5) Ans. (A) Rs 2 lakh

6) Ans. (C) 17 April

7) Ans. (C) Gujarat and Madhya Pradesh

8) Ans. (B) Vivek Priyadarshi

9) Ans. (A) 15 lakhs

10) Ans. (D) Satya Nadella

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SBI PO Exam 2015- Important General Awareness Questions

1).PM Narendra Modi, has interacted with eminent economists at NITI Aayog on February 6, 2015, this was the Prime Minister’s ___________ visit to NITI Aayog

a) first

b) fifth

c) second

d) third

e) fourth

2).Which country’s president has been appointed as the new Chairman of the 54-nation African Union?

a) Libya

b) Ghana

c) Zimbabwe

d) Egypt

e) Algeria

3).Chief Minister of ________ has inaugurated the 18th National Conference on e-Governance.

a) Gujarat

b) Haryana

c) Rajasthan

d) Madhya Pradesh

e) Maharashtra

4).Miss __________ Paulina Vega was crowned as the Miss Universe 2014. She was crowned at the final of 63rd edition of Miss Universe held in Miami, (USA) on January 25, 2015?

a) Colombia

b) Jamaica

c) Ukraine

d) Indonesia

e) Switzerland

5).“National Voters’ Day” is observed on________.

a) 26th January

b) 25th January

c) 24th January

d) 28th January

e) 27th January

6).Which is the first bank in Asia and second in the world to offer a Twitter-based fund transfer service?

a) ICICI

b) Citi Bank

c) Axis

d) HSBC

e) HDFC

7).Which is the first indigenously built Light Combat Aircraft (LCA) of India.

a) Mig-2015

b) Tejas

c) Rajhans

d) Tivra

e) None of these

8).An agreement has signed between Bharatiya Mahila and Hindustan Unilever Limited (HUL) arm Lakme Salons to bring easy financing options to fuel___________.

a) Women company

b) Social entrepreneurship

c) Women entrepreneurship

d) Business

e) None of these

9).The RBI constituted a high-powered panel to re-examine and recommend appropriate set of which terms for the urban cooperative banking sector?

a) licensing

b) size

c) conversion

d) businesses

e) All of these

10). which of the following issue has been discussed during the two-day 18th National Conference other interactive sessions?

a) Use of Mobile Platform rapidly expanding access

b) Integrated Service Delivery – Standards and Interoperability

c) E-Governance Leaders as Change Agents

d) Accountable Governance through Social Media and Citizen Engagement

e) All of the above

Answers: 

1). a) 2). c) 3). a) 4). a) 5). b) 6). a) 7). b) 8). c) 9). e) 10). e)

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SBI PO Exam 2015-Important Banking Abbreviations

SBI PO Exam 2015 Important Banking Abbreviations

24 April 2015 Current Affairs

1) The famous Gorkha Rifles of the Indian Army completed how many years of its existence on 24 April 2015? – 200 years

Explanation: Gorkhas are considered one of the fiercest fighters in the world. They have made a name for themselves throughout the world for their courage. The Gorkhas completed 200 years of soldiering in India under the British, and, later, the Indian flag, on 24 April 2015. Comprising not just the gritty Gorkhas, but also men from Kumaon and Garhwal regions, Sir Robert Colquhuon had raised the first battalion of Gorkhas on 24 April 1815 in Uttaranchal’s Almora. Only a few others including the Madras and Grenadiers Regiments (1758), Punjab Regiment (1761), Rajputana Rifles (1775), Rajput Regiment (1778), Jat Regiment (1795) and Kumaon Regiment (1813) are among the other native infantry regiments that preceded them. The unit that was raised on that day still serves with the Indian Army.

2) Which personality of Indian origin was sworn-in as the 19th Surgeon-General of the United States on 22 April 2015 to become the highest ranking Indian-American in the Obama administration? – Vivek Murthy

Explanation: 37-year old Vivek Murthy was sworn in as U.S. Surgeon-General by Vice-President Joe Biden at a ceremony held at Fort Myer in Virginia. He thus became the youngest-ever in-charge of the country’s public health. Murthy is a Vice Admiral in the Public Health Service Commissioned Corps. He comes from an immigrant family from Karnataka (India). He was just three when his family migrated from England to Miami (Florida). He received his bachelor’s degree from Harvard. From there, he earned his medical degree and master’s in business administration at Yale University. In addition to practising internal medicine at Brigham and Women’s Hospital, he in 2009 started a non-profit organisation called, “Doctors for America”.

3) Union Cabinet on 22 April 2015 cleared amendments to the Juvenile Justice Act. What is the most important clause of this proposed Act? – It would allow juveniles aged between 16 and 18 to be tried as adults for heinous crimes such as murder and rape

Explanation: The proposed new law gives the Juvenile Justice Board the power to assess whether the perpetrator of a heinous crime aged between 16 and 18, had acted as a ‘child’ or as an ‘adult.’ The Juvenile Justice Act of 2000 came under intense scrutiny after the 2012 Delhi gang rape in which a juvenile was found to be guilty, along with four adults. On April 6 this year, the Supreme Court had asked the government to re-visit the law so that a juvenile cannot get away with rape and murder by claiming he is too young to understand the consequences of his crime. The bill associated with this proposed Act will now be presented before the Parliament.

4) The popular video-sharing site YouTube on 23 April 2015 completed how many years of its existence? – 10 years

Explanation: YouTube was created by three former employees of PayPal – Chad Hurley, Steve Chen and Jawed Karim – in February 2005. However, the first video on this site was uploaded on titled “Me at the Zoo” featuring Jawed Karim at the San Diego was uploaded on 23 April 2005. Thus the site completed 10 years of its first video upload on 23 April 2015. Search engine company Google acquired YouTube for $1.65 shares of Google in November 2006. YouTube is now world’s third most visited site on the Internet after Google and Facebook. Today, YouTube has 800 million unique users a month and 300 hours of new videos are uploaded to the site every minute, three times more than in 2014. Since 2010 the company has been headquartered in San Bruno, California.

5) The Hubble Telescope completes 25 years of its launch on 24 April 2015. It has provided breathtaking images, produced fundamental discoveries and brought about a paradigm shift in our understanding of the universe since its launch in 1990. This iconic telescope is a joint venture between which two space entities? – NASA and the European Space Agency (ESA)

Explanation: The Hubble, which has so far travelled more than 3 billion miles, has made more than 1.2 million observations since 1990 by completing an orbit around the Earth every 97 minutes at a speed of about 8 km per second. It was launched in its orbit 552 km above Earth on 24 April 1990 by NASA’s space shuttle Discovery. It has now become almost a household name with the innumerable discoveries it has made in its 25 years lifespan.

6) What is the name of the volcano in Chile which erupted for the first time in more than 42 years on 22 April 2015 resulting in evacuation of residents from nearby areas? – Calbuco Volcano

Explanation: Calbuco Volcano is located in southern Chile and is little more than 1,000 kilometres south of Chile’s capital, Santiago. It is considered one of the top three most potentially dangerous among Chile’s 90 active volcanoes. It last erupted in 1972. This eruption resulted in the evacuation of the 1,500 inhabitants of the nearby town of Ensenada along with residents of two smaller communities.

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GK Updates for Oriental Insurance AO Exam 2015

1) President of World Bank? - Jim Yong Kim

2) Headquarters of BRICS Bank? - Shanghai, China

3) Accidental Insurance cover under Pradhan Mantri Jan Dhan Yojana? - Rs.1. lac

4) 'Addis Ababa' is the capital of? - Ethiopia

5) Currency of Denmark? - Danish krone

6) What is India's rank in the Global Resilience Index 2015 released by FM Global recently? - 119th among 130 countries

7) PM Modi recently unveiled Mahatma Gandhi's statue in which country? - Brisbane, Australia

8) Who won the fbb Femina Miss India 2015 title recently? - Aditi Arya

9) World Bank Headquarters? - Washington

10) What does G stands for in GST? - Goods (GST- Goods and Service Tax)

11) Which country won the ICC Cricket World Cup 2015? - Australia

12) Great Himalaya National Park is situated at? - Kullu, Himachal Pradesh

13) Andhra Pradesh recently approved which city as the new capital of the state? - Amaravathi

14) NEFT stands for? - National Electronic Funds Transfer

15) Mascot of 2016 Olympics? - Vinicius

16) FAO headquarter? - Rome, Italy

17) Indira Gandhi Peace Award 2014 was given to which institution? - ISRO

18) Reserve Bank of India (RBI) recently approved amalgamation of ING Vysya Bank Ltd. with which bank? - Kotak Mahindra Bank

19) UN World Yoga day is going to be celebrated on? - June 21

20) Bhuvneshwar Kumar is related with which sport? - Cricket

21) Who resigned from the post of President of International Cricket Council (ICC) after World Cup 2015? - Mustafa Kamal

22) NAV full form? - Net Asset Value

23) Capital of Cambodia? - Phnom Penh

24) Who was recently conferred with Major Dhyan Chand Lifetime Achievement Award? - Balbir Singh Senior

25) Name the Union Information and Broadcasting Minister? - Arun Jaitley

Current Affairs MCQ: 23 April 2015

1) Union Home Ministry has recently decided to rename the tourist visa-on-arrival scheme as?

(A) e-tourist visa

(B) e- arrival visa

(C) tourist e-visa

(D) arrival e-visa

2) Ministry of Water Resources, River Development & Ganga Rejuvenation has recently constituted a 'Task Force' on Interlinking of Rivers. The Task Force would be chaired by?

(A) T. S. R. Subramanian

(B) Madav Gadgil

(C) Rakesh Jhunjhunwala

(D) BN Navalawala

3) Which restaurant search application has recently acquired cloud-based point of sale (POS) product for restaurants MaplePOS?

(A) Restaurant Finder

(B) Urbanspoon

(C) Zomato

(D) None of these

4) Which country on 14 April 2015 began the construction of its first nuclear power plant located at Akkuyu in Mersin province?

(A) Canada

(B) Turkey

(C) France

(D) Malaysia

5) FM transmission of Vividh Bharati was recently launched by?

(A) Narendra Modi

(B) Arun Jaitley

(C) Ravi Shankar Prasad

(D) Pranab Mukherjee

6) Which Bank in India recently launched a mobile banking app named 'WatchBanking', designed specifically for the Apple Watch, becoming the first bank in India to do so?

(A) Bank of Baroda

(B) State Bank of India

(C) ICICI Bank

(D) HDFC Bank

7) Nation observed __th birth anniversary of Bharat Ratna Dr. Bhim Rao Ambedkar on 14 April 2015?

(A) 120th

(B) 124th

(C) 125th

(D) 75th

8) Which bank was placed at the top spot among all banking entities in mobile banking transactions during January 2015 according to the pertaining data released by RBI on 14 April 2015?

(A) HDFC

(B) ICICI

(C) Axis

(D) SBI

9) Aam Aadmi Party rebels Yogendra Yadav and Prashant Bhushan on 14 April 2015 rallied their supporters and announced a separate group called?

(A) Hindustani Awam Morcha

(B) AAP the Rebel

(C) Swaraj Abhiyan

(D) None of these

10) Who emerged as winner of the 2015 Time magazine 100 reader’s poll?

(A) Lady Gaga

(B) Narendra Modi

(C) Xi Jinping

(D) Vladimir Putin

Answers

1) Ans. (A) e-tourist visa

2) Ans. (D) BN Navalawala

3) Ans. (C) Zomato

4) Ans. (B) Turkey

5) Ans. (B) Arun Jaitley

6) Ans. (D) HDFC Bank

7) Ans. (B) 124th

8) Ans. (A) HDFC

9) Ans. (C) Swaraj Abhiyan

10) Ans. (D) Vladimir Putin

Latest Current Affairs: 22 April 2015

1) Sania Mirza on 12 April 2015 created history by becoming the first female tennis player from India to achieve the world number one rank in doubles. She overtook which player to achieve this?

(A) Sara Errani

(B) Martina Hingis

(C) Roberta Vinci

(D) Cara Black

2) Which country won Sultan Azlan Shah Hockey Tournament 2015 recently?

(A) Australia

(B) India

(C) Malaysia

(D) New Zealand

3) Who won the Chinese Grand Prix racing 2015 on 12 April 2015?

(A) Nico Rosberg

(B) Sebastian Vettel

(C) Lewis Hamilton

(D) Kimi Raikkonen

4) Name the new airline company in India which commenced its commercial operations with flight services to Hubballi and Thiruvananthapuram on 12 April 2015?

(A) Vistara

(B) Air Deccan

(C) Air Pegasus

(D) None of these

5) Bharat Heavy Electricals Ltd (BHEL) recently commissioned 600 MW thermal power project in which state?

(A) Madhya Pradesh

(B) Chhattisgarh

(C) Tamil Nadu

(D) Haryana

6) Ace Indian shooter Jitu Rai has won a bronze medal in the 10 meter Air Pistol (Men) in the ISSF World Cup Rifle/ Pistol Shooting competition. Where was the event held?

(A) Changwon in South Korea

(B) Helsinki in Finland

(C) New Delhi in India

(D) Tokyo in Japan

7) Government on 13 April 2015 notified the National Judicial Appointments Commission Act, 2014 and also ___th constitution amendment act?

(A) 99th

(B) 100th

(C) 94th

(D) 101st

8) Which state government on 13 April 2015 announced Cabinet-rank status for yoga guru Baba Ramdev?

(A) Gujarat

(B) Maharashtra

(C) Jharkhand

(D) Haryana

9) Former US Secretary of State Hillary Clinton on 12 April 2015 announced that she would be contesting the election for the office of U.S. president to be held in which year?

(A) 2015

(B) 2018

(C) 2016

(D) 2017

10) Name the Foreign Minister of North Korea who visited India from 12 April to 14 April 2015, which was also the first-ever visit of a foreign minister of North Korea to India?

(A) Wang Yi

(B) Ri Su Yong

(C) Fumio Kishida

(D) None of these

Answers

1) Ans. (A) Sara Errani

2) Ans. (D) New Zealand [India finished third in the tournament].

3) Ans. (C) Lewis Hamilton

4) Ans. (C) Air Pegasus

5) Ans. (B) Chhattisgarh

6) Ans. (A) Changwon in South Korea

7) Ans. (A) 99th

8) Ans. (D) Haryana

9) Ans. (C) 2016

10) Ans. (B) Ri Su Yong

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Important Marketing Questions for SBI PO Exam Preparation

1).Which product is MOST likely being purchased through routine decision marketing?

a) Television set

b) Shirt

c) Desk

d) Soft drink

e) Car

2).Alice plans to buy a new swimsuit for her spring break cruise. She has not seen this year’s styles and will do some shopping around before making a purchase decision. Alice is engaging in ___________.

a) Extensive decision making

b) Extensive response behavior

c) Limited decision making

d) Routine response behavior

e) None of these

3).Susan has left her parents home and moved into a new flat. She is spending considerable time and effort comparing the ranges of furniture in different retail stores. Which type of decision-making process is she using?

a) Routine

b) Shopping

c) Extensive

d) Intensive

e) Selective

4).If Kwik-Fit runs an ad asking customers to check windscreen wiper blades for wear, the firm is attempting to stimulate which of the following?

a) Evaluation of alternatives

b) Evoked set formation

c) Information Search

d) Problem recognition

e) None of these

5).As Bob runs out of shaving cream, he tries to remember what he did the last time this happened. He is engaging in_________.

a) External search

b) Alternative evaluation

c) Internal search

d) Evoked set development

e) Cognitive dissonance

6).Which is the major factors that used to divide markets into consumer markets or organizational markets?

a) Buyer’s characteristics and the frequency of purchases.

b) Buyer characteristics and product characteristics.

c) Buyer characteristics and the purposes for which they buy products.

d) Product prices and buyer characteristics.

e) Buyer characteristics and size of purchases.

7).Linda and George are caught up in the fitness craze and are looking for a health club to join. This purchase is likely to be affected by ________ involvement.

a) perceived

b) evoked

c) enduring

d) internal

e) low

8).The three major categories of influences that are believed to influence the consumer buying decision process are personal, psychological and_________.

a) situational

b) social

c) person-specific

d) demographic

e) cultural

9).Which among the following is considered a situational factor influencing the consumer buying decision process?

a) Social class

b) Personality

c) A raise in pay

d) Culture

e) Family

10).Shopping in her local Spar, Jim sees a new diet cola. He picks up a six-pack to take home and try. This purchase is indicative of __________ decision making.

a) Low-involvement

b) situational

c) internal set

d) extensive

e) None of these

Answers: 

1). d) 2). c) 3). c) 4). d) 5). c) 6). c) 7). c) 8). b) 9). c) 10). a)

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21 April 2015 Current Affairs

1) In an important international development China and Pakistan launched an ambitious economic corridor project on 20 April 2015 primarily to link their economies and strengthen the bilateral economic relations. The project called “China-Pakistan Economic Corridor” would link China’s western Xinjiang region with which Pakistani port? – Gwadar

Explanation: Gwadar Port is in the southern Pakistan on the Arabia Sea. The “China-Pakistan Economic Corridor” is a huge project to connect Pakistan’s Gwadar port with China’s northwestern autonomous region of Xinjiang. The project would include a network of highways, railways and pipelines and would pass through Pakistan’s backward Baluchistan province with a long history of separatist movements. Costing $46 billion, this project is being considered as a pivot in China-Pakistan relations. The agreement for this project was signed on the occasion of Chinese President Xi Jinping’s landmark state visit of Pakistan, which started on 20 April. It is expected that this project would transform Pakistan into a regional hub and give China a shorter and cheaper route for trade with much of Asia, the Middle East and Africa.

2) Which public sector bank launched “Rupay Platinum Debit Card” on 20 April 2015 by tying up with National Payments Corporation of India (NPCI)? – IDBI Bank

Explanation: The “Rupay Platinum Debit Card” fulfils the vision of the RBI of offering a domestic, open-loop, multilateral payment system to all banks and financial institutions in India. All transactions under this card scheme will be processed within the country and will be in compliance with the regulatory requirement for debit cards and the PIN has been made mandatory for performing any kind of transactions. This ensures a higher level of security to the customers. The card enables cost-effective, fast and secure access to large number of ATMs, POS terminals, e-commerce websites and participating merchant-establishments across the country.

3) ICICI Bank on 20 April 2015 launched a new payment service called ‘Tap-n-Pay’ which enables customers make over-the-counter payments without using cash. This first-of-its-kind payment service was launched in collaboration with which IT company? – Tech Mahindra

Explanation: ICICI Bank’s ‘Tap-n-Pay’ payment service is based on the near-field communications (NFC) technology. It can be used for merchant payments by merely tapping a NFC-enabled mobile phone or a tag on the counter. One important feature of this service is that it is a close-end one, only for a close group of customers, like canteen payments at the work place, and not universal like a debit or credit card. Any person having any bank account, and not limited to ICICI customers, can avail the service. For making payments, the user will have to bring the NFC tag or the mobile phone near a device at the merchant’s facility and the amount will automatically get debited from the prepaid account, without keying-in any code.

4) A Kolkata-class stealth destroyer warship for the Indian Navy that was launched on 20 April 2015 at Mumbai. It has been designed indigenously and has been fitted with advanced features. It will be known by which name after being commissioned into the Indian Navy? – INS Visakhapatnam

Explanation: The ship, weighing approximately 3,000 tons during the launch, is slated to be christened as ‘INS Visakhapatnam’ on commissioning. It will be the first of P15-B stealth destroyers (under Kolkata-class) and will be propelled by four gas turbines. It is designed to achieve a speed of over 30 knots at a displacement of approximately 7,300 tons. The indigenisation content in P15-B class destroyers is a notch above her illustrious predecessors in line with the ‘Make in India policy’ of the Government. The vessel is expected to be commissioned in the Navy in 2018.

5) In a tragic accident, a promising Bengal batsman passed away on 20 April 2015 owing to an injury sustained during a Cricket Association of Bengal’s (CAB) Senior one-day knock-out match three days ago on 17 April. What was the name of this young cricketer, who was also a former Bengal U-19 captain? – Ankit Keshri

Explanation: Ankit Keshri had captained the Bengal U-19 team in Cooch Behar Trophy and was in the 30-member India U-19 probables list for the 2014 Colts World Cup in the United Arab Emirates. He was also playing for Bengal-A (U-23 side) in CK Nayudu national Championship. He got injured while trying to take a catch during a CAB Senior ODI match between local giants East Bengal and Bhowanipore club. He collided with left-arm pacer Sourav Mondal who too ran on his follow through to take the catch. After being in hospital for three days and showing signs of recovery he passed away on 20 April after a massive cardiac arrest. Thus it was another tragic on-field incident in the game of cricket after Australian Phillip Hughes’ death last November.

6) What is the name of the 21-year old English batsman who made cricketing history by scoring 350 in a one-day club match on 20 April 2015? – Liam Livingstone

Explanation: Liam Livingstone scored 350 off just 138 balls for his team Nantwich in a National Club Championship match against fellow north-west side Caldy. His innings included 34 fours and 27 sixes. Owing to this Nantwich achieved a mammoth total of 579 for seven in just 45 overs. Overwhelmed by what had happened to them in the field, Caldy collapsed to 79 all out as Nantwich won by a huge margin of 500 runs. His astonishing assault is believed to be the highest recorded individual in any form of one-day match, surpassing the 334 not out made by the then 15-year-old Nikhilesh Surendran in an Indian school fixture in Hyderabad in 2008.

List of 50 Important Marketing Questions for SBI PO Exam 2015

1).Which among the following would involve for the concern of IBM about the interest rate it must pay in the next quarter to acquire needed financial resources?

a) A marketing environment input

b) Its marketing approach

c) A marketing environment output

d) Its marketing mix

e) None of these

Answer is: A

2).For effectively monitor changes in the marketing environment, marketers must engage in_______.

a) Marketing research

b) Environmental scanning and analysis

c) Use of the marketing concept

d) Information research

e) Environmental management

Answer is: B

3).If Cadburys found a magazine article that provided key information in television viewing habits of heavy buyers of chocolate; it is an example of information obtained through

environment?

a) scanning

b) management

c) forces

d) analysis

e) None of these

Answer is: A

4).Jenkins is a small retail chain in south Wales and considering changes in its marketing strategy, and the firm’s management looks only at changes in shopper attitudes and spending

patterns. According to responding environmental forces smith’s approach is described as?

a) Dominant and proactive

b) Passive and proactive

c) Aggressive and reactive

d) Passive and reactive

e) Aggressive and proactive

Answer is: D

5).Every Marketers view political forces as_______.

a) Not to accept

b) Easily ignored

c) Simple to recognize

d) Beyond their control

e) Easily influenced

Answer is: D

6).Which among the following statements about self-regulatory programmes is FALSE?

a) Their guidelines are generally more realistic and operational

b) They are usually less expensive than governmental ones

c) Nongovernmental ones have neither the tools nor the authority to enforce

guidelines

d) The guidelines are generally stricter than governmental ones

e) None of these

Answer is: D

7).Why high material standard of living simply not enough in society today?

a) Material goods are not for the purpose of happiness

b) People desire a variety of intangible benefits from products

c) Human beings never totally satisfy their desires

d) People also desire a high degree of quality in their lives

e) None of these

Answer is: D

8).During a recession of marketing strategy should include?

a) A reduction in advertising

b) A reduction in the expenditures for new product development

c) A reduction in the number of sales personal

d) Promotional efforts that promote value and utility

e) Increase in expenditures for marketing operations

Answer is: D

9).If the Kellogg Company has decided to build a new cereal plant because it anticipates the next five years will bring low unemployment and increase in buying power; it is forecasting a period of_________.

a) austerity

b) prosperity

c) recession

d) depression

e) recovery

Answer is: B

10).Which among the following is the period of recovery for the best marketing strategy for Electrolux?

a) Flexibility

b) Retrenchment

c) Boldness

d) Aggressiveness

e) Austerity

Answer is: A

11).What is the difference between Direct and Indirect Marketing?

a) Direct Marketing is to other Bank’s employees. Indirect is to outsiders

b) Direct Marketing is to Bank’s owners, Indirect is to outsiders

c) Direct Marketing is to outsiders, Indirect is to employees

d) Direct Marketing is to Bank’s employees, Indirect is to outsiders

e) None of these

Answer is: E

12).What is mean by Transaction Marketing?

a) doing banking transactions

b) mere selling of goods

c) marketing only to strangers

d) All the above

e) None of these

Answer is: E

13).Advertisement comes under which type of marketing?

a) Direct marketing

b) Internet banking

c) Service marketing

d) Indirect marketing

e) Internal marketing

Answer is: A

14).The sales process begins with______.

a) Customer identification

b) Sales presentation

c) Lead generation

d) Sales meet

e) Sales closure

Answer is: A

15).Who are all the target groups for tractor loans?

a) Farm labourers

b) Farmers with large landholding

c) Agriculture colleges

d) Vegetable vendors

e) Cold storage plants

Answer is: B

16).What is mean by “Cross-selling”?

a) Selling new products

b) Selling to enemies

c) Reversal of a sale

d) Selling other products to existing customers

e) Public relations

Answer is: D

17).”A Lead” means ________.

a) Product offering

b) Discounts sales

c) ATM usage

d) A likely buyer

e) A type of credit card

Answer is: D

18)”To Close a Call” means ________.

a) Online marketing

b) Indoor marketing

c) To clinch the sales deal

d) Telemarketing

e) To look for new clients

Answer is: C

19).The segmentation of markets based on the gender of the customer is a type of __________.

a) Psychographic Segmentation

b) Demographic Segmentation

c) Geographic Segmentation

d) Lifestyle-based Segmentation

e) Socio-cultural Segmentation

Answer is: B

20).Mass communication with customers or potential customers, usually through paid public media, is called as______.

a) sales promotion

b) publicity

c) advertising

d) brand building

e) public relations

Answer is: C

21).Who is the target group for a car loan?

a) car designers

b) a family with more than two members

c) car garages

d) all persons owing a car

e) car showrooms

Answer is: B

22).Which of the following includes in the standard marketing practices?

a) phishing

b) unhealthy discount schemes

c) lowering the selling price

d) unhealthy competition

e) poaching

Answer is: C

23).In today’s changing banking scenario, aggressive promotion of business is necessary where the competition exists on ________.

a) Delightful customer service

b) Use of advanced digital technology

c) Expeditious service

d) Branch up-keep

e) All of these

Answer is: E

24).Which among the following products, by way of an instrument of payment, are called plastic money?

a) Greeting card

b) Banker’s cheque

c) Debit card

d) Identify card

e) Plastic card

Answer is: C

25).Short-term planning focuses on_______.

a) Functional plans

b) Long-term objectives

c) Specific goals

d) Both 1) and 3)

e) None of these

Answer is: D

26).In marketing terms, attitude can best be defined as _______.

a) Ego of the marketing executive

b) Rude behavior of consumer

c) Mental state of consumer

d) Rude behavior of consumer

e) None of these

Answer is: C

27).In a selling process in today’s world________.

a) the seller need not have product knowledge

b) no customization is required

c) only standard products are sold

d) the seller should aim at customer satisfaction

e) only quantum of sales matters

Answer is: D

28).Among the following which statement is TRUE?

a) Marketing involves additional work.

b) Marketing is a waste of the employee's’ time.

c) Marketing is not required in India due to its vast population.

d) Marketing involves team work.

e) Marketing is not required today due to IT advancement

Answer is: D

29).A person who ultimately determines any part or whole of the buying decision is called______.

a) decider

b) initiatorc) user

d) buyer

e) influencer

Answer is: A

30).A package which has a secondary usefulness after its contents have been consumed is called _______.

a) Dual use package

b) Bulk package

c) Both 1) and 2)

d) Consumer package

e) Industrial package

Answer is: A

31).Which of the following buying situation is MOST consistent with routine response behavior?

a) Henry buying a new fishing rod and reel

b) Mary buying a new set of tyres for her car

c) John buying his first pair of basketball shoes

d) Sally buying a quarter pounder at McDonalds

e) Bill buying a new software programme

Answer is: D

32).Maria wants to impress her prospective employer, so she did a shopping for a designer suit to wear to an important interview. Maria will most likely use which type of consumer decision making?

a) Intensive

b) Limited

c) Extensive

d) Normal

e) Routine response

Answer is: C

33).Which is MOST likely requiring consumer to use extended problem solving?

a) Stereo equipment

b) Gasoline

c) Kitchen utensils

d) Cereal

e) Shaving cream

Answer is: A

34).Before hosting a dinner party, Mike notices that he does not have enough dishes and decides to look for another set. Mike has just gone through which stage of consumer decision making process?

a) Problem recognition

b) Evoked formation

c) Evaluation of alternatives

d) Information search

e) None of these

Answer is: A

35).Stirling Hotels places an advertisement with a coupon in the travel section of the Sunday Times. This ad is intended to help consumers in which phase of the decision-making process?

a) Framing

b) Purchase

c) Cognitive dissonance

d) External search

e) Internal search

Answer is: D

36).When shopping for detergent, Jane looks at Tide, Daz, Surf and Ariel and chooses the one that is on promotional offer. These brands make up her?

a) Problem set

b) Alternative set

c) Evoked set

d) Purchase set

e) None of these

Answer is: C

37).George purchase a new Micra, after that he sees a Fiesta pass him on the street and begins to wonder if he made the right choice. George is affected by _______.

a) Internal search

b) Cognitive dissonance

c) Problem recognition

d) Alternative evaluation

e) framing

Answer is: B

38).The Kellys are on a family outing. As they approach Bellvue Zoo, a type on their car is punctured by a metal object on the road. Using the spare, they drive to the next petrol station, where they buy a new tyre. Here the buying process was affected by ______.

a) framing

b) a situation factor

c) cognitive dissonance

d) a cognitive factor

e) an internal search factor

Answer is: B

39).Tom is trying to close a major sale with a customer who is a trout fishing enthusiast. Tom starts reading fishing catalogues and going to sports good shops to learn as much as he can about fly roads etc. His interest in such products would be best classified as __________involvement

a) enduring

b) high

c) low

d) situational

e) perceived

Answer is: D

40).The consumer is MOST likely to use limited problem solving for _____.

a) A new car

b) Toothpaste

c) Laundry detergent

d) A blender

e) A foreign holiday

Answer is: D

41).What is the three major personal influences believed to affect the consumer buying decision process?

a) Demographic, situational and attitudes.

b) Personality, learning, and perception.

c) Perception, motives, and attitudes.

d) Situational, lifestyle, and demographic

e) Situational, perception, and motives

Answer is: D

42).The purchase of _______ is least likely to be affected by demographic factors.

a) a computer for home use

b) table salt

c) a car

d) fast food

e) low fat cheese

Answer is: B

43).Buyers tend to remember information inputs that support their beliefs and forget inputs that do not. This is known as selective ________.

a) information

b) exposure

c) retention

d) organisation

e) distortion

Answer is: C

44).If a consumer receives information that is inconsistent with her or his feelings or beliefs, the consumer may alter this information. This is known as selective:

a) information

b) distortion

c) retention

d) organisation

e) exposure

Answer is: B

45).Psychological forces that influence where a person purchases products on a regular basis are called_______.

a) Shopping motives

b) Patronage motives

c) Convenience responses

d) Pattern responses

e) Routine decision

Answer is: B

46).A dept interview is MOST likely to be used to_____.

a) Identify a buyer’s personality.

b) Increase a buyer’s knowledge of a product.

c) Discover a buyer’s motives.

d) Influence a buyer’s perceptions of a product

e) After a buyer’s attitudes towards a product

Answer is: C

47).Having used both Mum and Sure deodorants; Ann feels that Sure is a good product and the one that best meets her needs. She has formed ________ about Sure.

a) a cognition

b) a motive

c) an evoked

d) an attitude

e) a self-concept

Answer is: D

48).A consumer’s buying decisions are affected in part by the people around him or her. These people and the forces they exert on a buyer are called_______.

a) Roles

b) Social factors

c) Motivational influences

d) Personality influences

e) Cultural influences

Answer is: B

49).Damien is torn between buying a new swing set for his children and buying a new set of Wilson golf clubs for him. He is experiencing ______.

a) Belief assessment

b) Cognitive dissonance

c) Role inconsistency

d) Attitude formation

Answer is: C

50).Which among the following is MOST likely to be a product for which both the purchasing decision and the brand decision are strongly influenced by reference groups?

a) Soap

b) Bed linen

c) Leans

d) Instant coffee

e) Canned peaches

Answer is: C

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All important current affairs questions from 3rd week of April

1) Which former Indian cricketer was elected as member of prestigious Laureus Sports Academy on 15 April 2015? - Sachin Tendulkar

Note: He was elected along with retired Chinese professional basketball player Yao Ming.

2) Union Ministry of Home Affairs (MHA) on 14 April 2015 decided to rename Tourist Visa on Arrival-Electronic Travel Authorization (TVoA-ETA) scheme as? - e-Tourist Visa (eTV) scheme

3) Union Government on 13 April 2015 notified the National Judicial Appointments Commission (NJAC) Act, 2014 by the ____the constitutional Amendment? - 99th

Note: With this, the existing Collegium system of appointing judges of higher judiciary such as Supreme Court and High Courts comes to an end.

4) Which country won the 2015 Sultan Azlan Shah Cup men’s hockey tournament? - New Zealand

Note: In the final clash played at the Sultan Azlan Shah Stadium in Ipoh, Malaysia, New Zealand defeated World Champions Australia 3-1.

5) India’s first International Financial Services Centre (IFSC) became operational on 11 April 2015 at? - GIFT City in Gandhinagar, Gujarat.

6) Prime Minister Narendra Modi on 17 April 2015 returned to India after his three-nation visit. Name the countries which he visited? - France, Germany and Canada

7) Time Magazine on 16 April 2015 released a list of 100 most influential people in the world. Who has topped the list? - American rapper and singer Kanye Omari West

Note: The list includes four Indian-origin persons viz. Prime Minister Narendra Modi, Chanda Kochhar, Managing Director and CEO of ICICI Bank, Microsoft CEO Satya Nadella, and Vikram Patel, co-founder of the NGO Sangath.

8) Name the ancient Indian sculpture which was presented to Prime Minister Narendra Modi by Canadian Prime Minister Stephen Harper on 16 April 2015? - Parrot Lady

9) Who was recently named as the Laureus World Sportsman of the year 2015? - Novak Djokovic, the Serbian tennis player

Note: Genzebe Dibaba, the Ethiopian sprinter was named Sportswoman of the Year.

10) Who was on 15 April 2015 appointed as the next Ambassador of India to France? - Dr. Mohan Kumar

11) Who was sworn in as the first lady judge of the Sikkim High Court on 15 April 2015? - Meenakshi Madan Rai

12) The 5th meeting of SAARC Health Ministers was held on 8 April 2015 at? - New Delhi

13) Name the Nobel laureate German novelist who died on 13 April 2015? - Gunter Grass

Note: He was a novelist, poet, playwright, illustrator, graphic artist, sculptor and recipient of the 1999 Nobel Prize in Literature.

14) World Heritage Day was observed across the world on? - 18 April

15) Prime Minister Narendra Modi's recent visit to Canada was the first bilateral visit by an Indian Prime Minister to Canada in ___ years? - 42 years

16) Bharat Heavy Electricals Limited (BHEL) and Russian company INTMA on 15 April 2015 signed a memorandum of understanding (MoU) to set up a gas-based power project in which country? – Kazakhstan

17) Union Ministry of Water Resources, River Development & Ganga Rejuvenation on 14 April 2015 constituted a Task Force on Interlinking of Rivers (ILR). The task force will be chaired by? - BN Navalawala

18) Who was on 11 April 2015 re-elected as the president of the Wrestling Federation of India (WFI) for a four-year term? - Brij Bhushan Sharan Singh

19) Apurvi Chandela and Jitu Rai recently won Bronze medal in the International Shooting Sport Federation (ISSF) Rifle/Pistol World Cup. Where was the event held? - Changwon, South Korea

20) Who won the 2015 Formula 1 Chinese Grand Prix title? - Lewis Hamilton

21) Who became the first woman bus driver of the Delhi Transport Corporation (DTC) on 17 April 2015? - Vankadara Saritha

22) Pakistan and which country on 16 April 2015 agreed to hold first-ever joint military exercises as a part of their enhanced defence cooperation? – Russia

23) Name the former Prime Minister of Nepal, who died on 15 April 2015? - Surya Bahadur Thapa

24) Who has resigned as the bowling coach of South Africa Cricket team on 14 April 2015? - Allan Donald

25) Name the Indian tennis player who on 11 April 2015 won the Uzbekistan F1 Futures Men’s singles title? - Yuki Bhambri

26) Name the Foreign Minister of North Korea who visited India from 12 April to 14 April 2015, which was also the first-ever visit of a foreign minister of North Korea to India? - Ri Su Yong

27) Name the painting which was gifted by Prime Minister Narendra Modi to French President Francois Hollande during his visit to France from 9 April to 12 April 2015? - Tree of Life

28) The fourth Lighthouse Museum of India will be opened at which place as announced recently? - Kannur, Kerala

29) Name the Union Information and Broadcasting Minister who on 14 April 2015 inaugurated the Vividh Bharati Service of Delhi on FM Mode in New Delhi? - Arun Jaitley

30) Supreme Court of India (SC) on 17 April 2015 appointed whom to head the team probing the Indian Premiere League (IPL) scandal? - Vivek Priyadarshi

Note: He is at present a Superintendent of Police in CBI.

31) World Haemophilia Day was observed globally on 17 April 2015 with theme? - Building a family of support

32) Bharat Heavy Electricals Limited (BHEL) on 16 April 2015 successfully commissioned the fourth 600 MW thermal unit at which place? - Raigarh district of Chhattisgarh.

33) The Surface-to-Surface Agni III ballistic missile was successfully test-fired on 16 April 2015 from? - Wheeler Island off the Odisha coast in the Bay of Bengal.

34) Which state has recently decided to accord status of Cabinet Minister to Yoga guru Baba Ramdev? – Haryana

35) Sania Mirza along with whom won WTA Family Circle Cup women's doubles event? - Martina Hingis

36) Bidyut Chakraborty who died on 15 April 2015 was a? - renowned film director and actor of Assam

37) Which India-origin was honoured with the White House Champions of Change award on 16 April 2015? - Satya Nadella, Microsoft’s Indian-origin CEO

38) Name the United Nations (UN) peace envoy to Yemen who resigned on 16 April 2015? - Jamal Benomar

39) NASA has recently re-named which Asteroid after Malala Yousafzai, the winner of 2014 Nobel Peace Prize? - Asteroid 316201

40) Global Rating Agency Moody's on 17 April 2015 forecasted that Indian economy will grow at ___ percent in 2015? - 7.5 %

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