1. FD in a commercial bank can be done for a maximum period of ?
(1) 15 yrs
(2) 25 yrs
(3) 10 yrs
(4) No limit
(5) None of these
2. Which is the first bank to launch EMI facilities on debit cards?
(1) SBI
(2) Axis
(3) ICICI
(4) HDFC
(5) HSBC
3. Financial assistance for a sum of Rs. 5,000 can be called as?
(1) Small finance
(2) Micro finance
(3) Crazy finance
(4) Petty finance
(5) None of these
4. Certificate of Deposit (CD) is a _____ instrument?
(1) Shot term
(2) long term
(3) negotiable money market
(4) unsecured money market
(5) None of these
5. Which one of the following is not a 'Money Market Instrument'?
(1) Treasury Bills
(2) Commercial Paper
(3) Certificate of Deposit
(4) Equity Shares
(5) None of these
6. "CRAR" stands for?
(1) Currency to risk weighted assets ratio
(2) Capital to risk weighted assets ratio
(3) Capital to risk weighted accurate ratio
(4) Capital to rest weighted assets ratio
(5) None is correct
7. What is the upper limit of Education loan in priority sector for studies in India?
(1) 20 lakh
(2) 5 lakh
(3) 2 lakh
(4) 10 lakh
(5) 15 lakh
8. Short term Money lending for one day is known as___?
(1) Call Money
(2) Term Money
(3) Notice Money
(4) Hot Money
(5) Soft Money
9. What is the RBI’S treasury bill tenure?
(1) 91 days, 182 days, 364 days
(2) 90 days, 182 days, 364 days
(3) 91 days, 181 days, 364 days
(4) 91 days, 182 days, 365 days
(5) 91 days, 185 days, 365 days
10. Swavalamban Yojana is associated with which aspect of the unorganised sector in India?
(1) Pension Plan
(2) Health Scheme
(3) Financial Inclusion
(4) Life Insurance Scheme
(5) None of these
11. Cheque Truncation System has legal sanction under which of the act?
(1) Banking Regulation Act 149
(2) Reserve Bank of India Act 149
(3) Negotiable Instruments Act, 1881
(4) "CTS-2010 standard
(5) None of these
12. Treasury bills or T-bills, which are money market instruments, are short term debt instruments issued by?
(1) Government of India
(2) RBI
(3) Commercial Banks
(4) Both (1) or (2)
(5) None of these
13. What is the rate under which commercial bank do not lend credit to customers?
(1) Bank Rate
(2) Repo rate
(3) SLR
(4) CRR
(5) Base Rate
14. Vostro Account is an account maintained by a foreign bank with a bank in India in which of the following currencies?
1) Dollar
2) Euro
3) Indian Rupee
4) The currency of the country the bank is based in
5) None of these
15. Base Rate regime was introduced with effect from?
(1) 1st August 2009
(2) 1st July 2009
(3) 1st August 2010
(4) 1st July 2010
(5) None of these
16. Full Form of “CDR”?
(1) Commercial Debt Recovery
(2) Corporate Debt Restructuring
(3) Credit Debit Rate
(4) Currency Default Ratio
(5) Company Debt Recovery
17. The minimum amount to be deposited every year to keep a PPF account active is ___?
(1) Rs 1000
(2) Rs 500
(3) Rs 10,000
(4) No limit
(5) Rs 600
18. Which among the following Bank starts first cardless cash withdrawal in India?
(1) Union Bank of India
(2) Bank of India
(3) HDFC
(4) ICICI
(5) SBI
19. Which among the following is the first credit rating agency in India?
(1) CIBIL
(2) CARE
(3) ICRA
(4) CRISIL
(5) None of these
20. Central Bank of India was the first public bank to introduce?
(1) Credit card
(2) ATM Card
(3) Mobile ATM
(4) Internet Banking Facility
(5) None of these
21. In the recently concluded Asian games, with which of the following partner India's Sania Mirza won the gold medal in the mixed doubles?
1) Horia Tecau
2) Mahesh Bhupathi
3) Saketh Myneni
4) Rohan Bopanna
5) None of these
22. President Pranab Mukherjee conferred Ashok Chakra upon K Prasad Babu posthumously on 65th Republic Day. He was a Sub- Inspector in Greyhounds in the state of?
1) Odisha
2) Jharkhand
3) Bihar
4) West Bengal
5) Andhra Pradesh
23. In which of the following states, Wildlife Trust of India (WTI) and Tata Chemicals Limited (TCL) in first week of September 2014 signed a Memorandum of Understanding (MoU) to setup India's first of its kind Coral Garden?
1) Gujarat
2) Odisha
3) Telangana
4) Andhra Pradesh
5) Madhya Pradesh
24. Parliament of Iraq on 8 September 2014 approved a new government headed by a person as Prime Minister. Who is that person to head the government as Prime Minister?
1) Haider-al-abadi
2) Osama − al− Zuferi
3) Abdul Kjader
4) Hoshyar Zubedi
5) None
25. McKinsey India Chairman 'Adil Zainulbhai' has been appointed as the Chairman of Quality Council of India (QCI) for a period of?
1) 5 years
2) 2 years
3) 4 years
4) 3 years
5) 6 years
26. World observed "International Day for the preservation of the Ozone Layer 2014" on..
1) September 16
2) September 12
3) September 17
4) September 20
5) September 22
27. Central Board of Direct Taxes (CBDT) exempts winners of which of the following awards/ games from paying income tax on cash or other rewards given by the govt?
1) Ramon Magsaysay award
2) Olympics
3) Commonwealth games
4) All the above
5) None of these
28. The Supreme Court has laid down 12 guidelines for authorities in dealing with death-row prisoners recently. Which of the following is NOT true in this regard?
1) All the required documents/ records should be sent to the Ministry of Home Affairs (MHA) in one stroke.
2) The rejection of mercy plea by the President should be communicated to prisoners in
writing.
3) There should be a gap of 30 days between receipt of communication of rejection of
mercy petition and execution date.
4) The post-mortem of death convicts after their hanging has been made obligatory.
5) None of these
29. Kaushik Basu is going to be the second Indian after Amartya Sen to head?
1) Indian Economic Association
2) Indian Civics Association
3) Indian Economic Council
4) Economic association of India
5) None
30. The Arvind Mayaram panel is considering redefining overseas inflow. As per the proposal, any individual investment above 10 percent of the paid-up capital in a listed company will be treated as which of the following?
1) Foreign Direct Investment
2) Foreign Portfolio Investment
3) Qualified Foreign Investors
4) Foreign Institutional Investment
5) None
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